Debt can be incredibly frustrating and overwhelming. It keeps you up at night, stresses you out, and makes it difficult to save for the future. But what if you are in debt and trying to save for retirement? Is it even possible? The answer is yes, but it requires a lot of planning and determination. […]
There’s no “one-size-fits-all” budget model that’s right for everyone. Certain costs are fixed, so the percentage of your budget will be fixed based on your income. Other expenses are variable and unpredictable, so you’ll want to keep them within a certain range. Purchases are often voluntary, so you’ll need to weigh their importance. We’ll explain […]