Online shopping has made purchasing our favourite products a breeze. What is better than getting whatever we want, whenever we want, wherever we want, at our convenience, without having to step out of the house. In the last few years, we have seen basket full of new companies that have stepped into the ground for e-commerce in India, making our lives easier, and happier. To lure more and more consumers in, all online retailers like Flipkart, Amazon, Tatacliq, Ajio, Myntra, PayTM and more bring out more and more attractive offers and deals on all payment platforms, specially on our Credit and Debit Cards. And now banks have gone a step ahead, and introduced cards that give you permanent benefits on using their cards online.

Best Online Shopping Credit Cards in India

So after 3 cups of coffee and some digging into our own database, here is a list of the Best Online Shopping Credit Cards in India at the moment. We have categorized our selections based on Reward Point benefits on Online Spends, Cashbacks and Discounts.

Credit CardBest Pick ForAnnual Fee
ICICI Amazon Pay Credit CardLifetime FreeNil
Standard Chartered DigiSmart Credit CardDirect Discount across BrandsRs. 49 per month
Flipkart Axis Bank Credit CardCo-branded BenefitRs. 500
HSBC Cashback Credit CardCashbackRs. 750
HDFC MoneyBack Credit CardLow Annual FeeRs. 500
SBI SimplyCLICK Credit CardOnline Shopping RewardsRs. 499
American Express SmartEarn™ Credit CardRewardsRs. 495

American Express card.

10X Membership RewardsTransact on Flipkart & Uber and get 10X rewards for every Rs. 50 spent25X Membership RewardsTransact on Amazon, Swiggy, BookMyShow, PVR, Myntra, Jabong, Grofers, Big Bazaar and many more and get 5X rewards for every Rs.50 spent2Earn 1 Membership Rewards Point for every Rs. 50 spent except for spends on Fuel, Insurance, Utilites, Cash Transactions and EMI conversion at Point of Sale4.Did you know you can earn up to 1,250 Membership Rewards points on the SmartEarn Credit Card every month by spending only INR 7,500?So now, spend more and enjoy accelerated benefits with your American Express SmartEarn Credit Card

  • On Spending INR 2500 in a month on our 10X Partner (Flipkart), you will earn 500 Membership Rewards points
  • On Spending INR 2500 in a month on our 10X Partner (Uber), you will earn 500 Membership Rewards points
  • On Spending INR 2500 in a month on our 5X Partner, you will earn 250 Membership Rewards points

Know of a card that we missed? Let us know in the comments and we’ll add it in to our list.

Get all you would want to know about the offers, cashbacks and discounts on your Debit Cards and Credit Cards on different online websites and offline retailers Kadva Finance.

About the author

Mitul Patel

A Techno-Guide member of Kadva Corporation. For giving your thought a wing join with me. Be a Mind of man-woman.

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