Quick funds, exciting rewards, and a simple process make this limited-time offer worth exploring.
Gold holds deep meaning in Indian homes, and now it could be your chance to win some exciting rewards! Bajaj Finance has launched the Gold Loan Carnival from 25 November 2025 to 28 February 2026, offering select customers a chance to win rewards while accessing quick funds. Customers who avail an online gold loan of Rs. 1,00,000 or above are eligible, but those who repay within 180 days do not qualify. Rewards include travel vouchers for foreign trips, 42″ LED TVs, microwaves, and small electric appliances. Bajaj Finserv Gold Loan makes this Carnival possible with transparent terms and fast service.
This carnival combines practical borrowing with added benefits. An online gold loan delivers funds faster than traditional methods, and borrowers can secure a gold loan at lower interest rates based on the value of their gold.
Let’s take a look at how to apply, what the Carnival rewards involve, and why this limited-time opportunity matters for those seeking financial support.
Why consider an online gold loan during the Carnival?
The Carnival period offers three strong reasons to act now.
- Speed and convenience: An online gold loan requires just one branch visit or a fully digital application. The process moves quickly, and funds reach your bank account within hours of approval. Bajaj Finserv processes applications efficiently, letting you access gold loans at lower interest rates without long waits or complicated paperwork.
- Reward incentive: Winning a reward makes borrowing more valuable. When you avail an online gold loan of Rs. 1,00,000 or above and meet all conditions, you become eligible for rewards ranging from travel vouchers to home appliances.
- Large loan range: Bajaj Finance offers loans from Rs. 5,000 to Rs. 2 crore, fitting various needs. The loan amount depends on your gold’s weight, purity, and market value, ensuring you receive fair terms and your gold loan has gold loan at lower interest rates aligned with RBI guidelines.
What Bajaj Finserv Gold Loan gives you
Bajaj Finserv Gold Loan stands out for its customer-friendly features. When you apply for an online gold loan, you gain access to multiple benefits designed for convenience and security:
- Instant disbursal so you can address urgent needs without delay.
- Convenience of a digital process or a one-time branch visit for gold evaluation and document verification.
- Free insurance for your pledged gold against theft or loss while in custody.
- The flexibility of retrieving part of your gold before the tenure ends by repaying a portion of your loan.
- Zero part-prepayment or foreclosure fee, so you can end your obligation when funds are available.
- Flexible repayment options.
- Tenure selection that matches your financial situation.
- Wide loan range that accommodates small or large financial requirements.
- Transparent evaluation that uses the 30-day average IBJA gold rate or the previous day’s closing price.
- Minimal KYC requirements.
Gold Loan Carnival rewards and how they work
The Gold Loan Carnival runs until 28 February 2026, offering rewards to eligible customers who avail an online gold loan successfully. Here is how the rewards structure works.
| Reward rank | Reward type | Maximum winners |
| 1st reward | Travel voucher for foreign trip | 10 |
| 2nd reward | 42″ LED TV | 34 |
| 3rd reward | Microwaves | 272 |
| 4th reward | Small electric appliances | 10,188 |
| Total winners | – | 10,504 |
Eligibility summary:
- The loan amount must be Rs. 1,00,000 or above.
- The offer does not apply if you repay the loan within 180 days of disbursal.
- Each customer qualifies for one reward during the entire Carnival period.
- All criteria set by Bajaj Finance must be met for reward distribution.
How to apply
Applying for an online gold loan through Bajaj Finserv is straightforward. You can choose between a digital application or a branch visit, depending on your preference.
- Click “Apply” on the Bajaj Finserv app or website to start your application.
- Enter your 10-digit mobile number and click “Get OTP” to verify your identity.
- Submit the OTP and fill in your personal details accurately.
- Choose the nearest branch or opt for a full online gold loan process.
- Download the in-principle eligibility letter after initial approval.
- Submit your KYC documents and pledge your gold for evaluation at the branch or through the online channel.
- Receive loan disbursal in your bank account once approval is confirmed.
Pro tip: Use the gold loan calculator on the Bajaj Finserv website to estimate your loan amount and repayment schedule. This tool helps you plan better and understand the interest rates applicable to your situation.
Gold serves both cultural and financial purposes in India. Bajaj Finserv Gold Loan combines this tradition with modern convenience, offering quick funds, transparent terms, and secure storage. An online gold loan from Bajaj Finserv delivers speed, flexibility, and lower interest rates that respect your gold’s true worth. The Gold Loan Carnival adds an extra layer of value, rewarding eligible customers with exciting prizes while they address their financial needs.
Act today and make your gold work for you. Apply now through the Bajaj Finserv app or visit your nearest branch to start the process.
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